Ramon Gonzalez's Blog Posts

Los Nuevos Limites De Prestamos Hacen Volar El Techo De Las Hipotecas

Los nuevos límites de préstamos hacen volar el techo de las hipotecasLos límites de endeudamiento establecidos por el gobierno han sido elevados o incluso eliminados para 2020.Por primera vez,

Read More

New Loan Limits Blow The Roof Off Mortgages

New Loan Limits Blow the Roof Off MortgagesBorrowing caps set by the government have been raised or even eliminated for 2020.For the first time, a typical borrower in the U.S. can take out a home

Read More

Comprar Una Casa Es Ms Asequible Que Alquilar En El 53 Por Ciento De Los Mercados De Vivienda De EE

Comprar una casa es más asequible que alquilar en el 53 por ciento de los mercados de vivienda de EE. UU., incluyendo MiamiAlquilar más asequible principalmente en condados suburbanos y urbanos

Read More

Buying A Home Is More Affordable Than Renting In 53 Percent Of US Housing Markets Including Miami

Buying A Home Is More Affordable Than Renting In 53 Percent Of U.S. Housing Markets Including MiamiRenting More Affordable Mainly in Suburban and Urban Counties; Home Price Gains Outpacing

Read More

For South Florida Homebuyers Bargains Do Exist If They Know Where To Look

For South Florida homebuyers, bargains do exist — if they know where to lookMiami-DadeThe number of single-family homes and condos for sale in both Miami-Dade and Broward continued to

Read More

25 Of Americans Have An Error On Their Credit Report Heres How To Dispute It

25% of Americans have an error on their credit report—here’s how to dispute itIf you notice an error on your credit report, it’s in your best interest to get it fixed as quickly as possible

Read More

Nueve Factores Financieros Que Deben Tener En Cuenta Antes De Comprar Su Primera Casa

Nueve factores financieros a tener en cuenta antes de comprar su primera casaComprar una casa es una de las inversiones financieras más, si no la más, impactantes que la mayoría de nosotros

Read More

Nine Financial Factors To Consider Before Buying Your First House

Nine Financial Factors To Consider Before Buying Your First House Purchasing a house is one of the most — if not the most — impactful financial investments that most of us make in our.

Read More

The Gift Of A Home Down Payment What You Should Know

The Gift of a Home Down Payment: What You Should KnowDown payment help is the gold standard of holiday giving – but it’s not as simple as handing over a wad of cash with a note that says

Read More

Is Now A Good Time To Buy A House Economists Say Yes As The Federal Reserve Holds Interest Rates Ste

Is now a good time to buy a house? Economists say yes as the Federal Reserve holds interest rates steadyThe Federal Reserve signaled it won’t raise interest rates for the time being, a

Read More

Should I Refinance My Mortgage How To Know When The Time Is Right

Should I refinance my mortgage? How to know when the time is rightNow is an opportune time for homeowners who haven’t refinanced.The Federal Reserve signaled this week that it won’t raise

Read More

5 Good Reasons Not To Pay Off Your Mortgage Early

5 Good Reasons Not to Pay Off Your Mortgage Earlyyour mortgage can seem like the responsible thing to do. But while there are good reasons to pay off your mortgage early, it's not always the right

Read More

Only 30 Percent Of Miamis Millennial Renters Are Saving Enough To Buy Report Says

Only 30 percent of Miami’s millennial renters are saving enough to buy, report saysMillennial renters in South Florida want to buy, but a study found that less than half of the population can

Read More

Un Alquiler Con Domicilio Es Una Mejor Apuesta En Miami Que En Otras 7 Ciudades De Estados Unidos He

Un nuevo estudio apoya lo que muchos inversionistas inmobiliarios locales han afirmado durante mucho tiempo: comprar una casa en Miami trae mejores rendimientos que en muchas otras ciudades de

Read More

A Home Turned Rental Is A Better Bet In Miami Than In 7 Other US Cities Heres Why

A new study supports what many local real estate investors have long claimed: buying a home in Miami brings better returns than in many other U.S. cities.The study by Betterment, a money

Read More

Buyer Tip Live In A Neighborhood Before Purchasing

Buyer Tip: ‘Live’ in a Neighborhood Before PurchasingBefore buying a car, you take it for a test drive. With homes, buyers can request a pre-stay, but there are also other ways to find out if a

Read More

Consejo Del Comprador Vivir En Un Vecindario Antes De Comprar

Consejo del comprador: 'Vivir' en un vecindario antes de comprarAntes de comprar un coche, lo tomas para una prueba de manejo. Con las casas, los compradores pueden solicitar una prestancia, pero

Read More

2020 Real Estate Outlook Expert Predictions For Mortgage Rates Home Prices Tech And More

2020 Real Estate Outlook: Expert Predictions For Mortgage Rates, Home Prices, Tech And More...The 2019 housing market has been one of low rates, high demand and limited supply—particularly on the

Read More

CoreLogic Menos Compradores De Vivienda Pagan Mas Del Precio Pedido Especialmente En Miami Es Un Gra

CoreLogic: Menos compradores de vivienda pagan más del precio pedido, ¡especialmente en Miami! ¡Es un gran momento para ser un Comprador!Por Carla Fried, MissoulianEn el 2T 2019, alrededor de%

Read More

CoreLogic Fewer Homebuyers Pay More Than Asking Price Especially In Miami

CoreLogic: Fewer Homebuyers Pay More than Asking Price, Especially in Miami! It's a Great Time to be a Buyer. By Carla Fried, MissoulianIn 2Q 2019, about 15% of U.S. homes sold for the asking

Read More

8 Signs A Buyer Is Ready To Stop Renting

Many renters have a nagging dream to own a home but a general attitude that it won’t work out, so why try? The answer to these questions might help them commit.Renting a place to live may give you

Read More

Inexpensive Kitchen Remodel Using Ikea And Adding Value To Home

Inexpensive kitchen remodel using Ikea and an inexpensive way to add value to your home!Please call me at 305-630-3303 for a no obligation consultation on how to obtain the best value for your

Read More

Could The 30 Year Mortgage Be Detrimental To Your Financial Wellness

Could The 30-Year Mortgage Be Detrimental To Your Financial Wellness? Which mortgage loan is best: the 15-year or 30-year? It’s one of the most common questions we receive in this

Read More

FHA Vs VA Loan Which One Is Right For You

FHA vs. VA Loan: Which One Is Right For You? An FHA loan might be an option for a veteran or service member with a lower credit score.With no down payment or mortgage insurance requirements, VA

Read More

How Credit Score Affects Your Mortgage Rate

How Credit Score Affects Your Mortgage RateCredit scores directly impact mortgage interest rates. Just 100 points could cost, or save, you thousands.Without a high credit score, you won’t qualify

Read More

Recent Study Says Miami Is The Hardest City To Get A Mortgage In The Country

This is Part of My Continuing Series in Helping Clients Buy Their Home Of Their DreamsAs part of my continuing educational series in helping folks buy their dream home, I wanted to share

Read More

10 Worst Mistakes First Time Homebuyers Make

As part of my continuing series on the do's and don'ts and helpful tips for folks looking in to buying a home below is an easy to read list of the 10 things that you should strongly consider when

Read More

Not All Home Improvements Are Created Equal

7 Home Improvement & Remodeling Ideas that Increase Home Value (And What to Avoid)Many home improvement projects don’t add value to your home, especially in a down market. In fact, some

Read More

Great Ideas For Small Kitchens

Special Emphasis on the minimal amount of cabinets which can be the costliest part of any remodel.  If you want to learn more on how to get the BEST value for your home, please contact me

Read More

Decorating Your Home With Plants Inexpensively And Its One Of The Best Ways To Showcase Your Home

Decorating Your Home With Plants Inexpensively And it's One Of The Best Ways To Showcase Your HomeWhen you are showcasing your home one rule is tried and true, “less is more” and this 

Read More

How To Boost Your Chances Of Getting A Mortgage

As part of the ongoing series in educating customers in the largest purchase that they will make in their lifetime.This handy and easy to read checklist is a good guideline to help you be prepared

Read More

People Are Staying In Their Homes Longer A Big Reason For Slower Sales

People Are Staying in Their Homes Longer — a Big Reason for Slower SalesAmericans are staying in their homes much longer than before, creating a logjam of housing inventory off the market that

Read More

Try These Tips To Sell Your Home Faster

Use it a s a checklist and you will be amazed on how these inexpensive steps can help  in making your home more inviting to a potential buyer.https://tinyurl.com

Read More

Comprar O Rentar La Respuesta Es COMPRAR Especialmente Con El Nuevo Programa De El FHA Este Video Le

Comprar o Rentar? La Respuesta es COMPRAR! Especialmente con el Nuevo Programa de el FHA. Este video le explica las diferencias entre los dos.Los préstamos de la FHA han estado ayudando a las

Read More

New FHA Rules Make It Easier For First Time Home Buyers To Purchase Condos

New Federal Housing Administration rules make it easier for first-time home buyers to purchase condosThe changes are designed to aid first-time homeowners, minorities and seniors and unlike

Read More

Estudio Reciente Dice Que Miami Es La Ciudad Mas Dificil De Conseguir Una Hipoteca En Los EEUU

Las 15 ciudades de EE.UU. donde es más difícil obtener una hipoteca,Como parte de mi serie continuada en ayudar a la gente a comprar su casa de tus sueños, quería compartir con mi audiencia

Read More

6 Consejos Faciles Para Ayudar A Aumentar Su Puntuacion De Credito

6 consejos fáciles para ayudar a aumentar su puntuación de créditoEstablecer una buena puntuación de crédito no es un proceso complejo, pero es una parte vital de su panorama financiero.

Read More

6 Easy Ways To Raise Your Credit Score

6 easy tips to help raise your credit scoreThis is part of the continuing series on how to assist folks in preparing their credit so they can qualify to buy the home of your dreams. Please

Read More

Competition For Homes And Rentals Is Increasing In Miami

Nearly a fifth of all homes sold in South Florida are bought by investors, study saysIf you are waiting for prices to drop you may be waiting a long time. As I stated in my previous posts, with

Read More

Miami Ranks 1 In The US In Mortgage Denials

Mortgage Lenders Turn Down About 1 In 10 Florida BuyersLendingTree study: The number of buyers approved for a mortgage loan has hit a post-recession high, but of 50 cities with the most denials, the

Read More

How To Get A Lower Mortgage Interest Rate On Your Home

This is a short but insightful article on the steps that you take NOW to assist you in getting the lowest possible rate on your mortgage. Please keep in mind that for most of us this will be the

Read More

In An Expensive Real Estate Market Like South Florida Every Penny That You Make Counts

Those weekly splurges cost $7,400 extra annually. Here are the biggest budget bustersI often tell clients that the most important thing that they can do to help themselves is to create a financial

Read More

Millionaires Believe That Real Estate Is Still The Best Investment You Can Make Today

This advice is even more relevant than ever since we are "living" in a world where we might see "negative" interests rates, possibly within the next five years. Consequently, this type of

Read More

Here In Florida We Are Facing An Apartment Shortage No Wonder Rents Continue To Rise

This is why I advise clients that time is not their friend when searching for a new place to live....Please see the link to the short article below. https://www2.floridarealtors.org/news-media

Read More

Want to Advertise on this Site?